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NMLS #1788597

Your Chicago mortgage deserves more than a rate sheet

I've guided hundreds of Chicago-area borrowers through loans that actually fit their lives — not the other way around. Every rate, every term, every decision is yours.

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Guaranteed Rate
Fortune 500 Lender
NMLS #1788597
State Licensed
Chicago
Local Market Expert
Direct
You reach me, not a call center
Loan Programs

A loan program for every chapter

Whether you're a first-time buyer, refinancing your current home, or investing in a rental property — there's a path that fits your situation.

Purchase Loans

From your first home to your next one — I help you understand every option so you can make a confident offer and close with clarity.

  • Conventional conforming & jumbo
  • FHA, VA, and USDA programs
  • Down payment assistance guidance

Refinance Loans

Lower your rate, shorten your term, or pull out equity — I'll run the numbers honestly and tell you whether refinancing makes sense for your situation.

  • Rate-and-term refinances
  • Cash-out refinancing
  • Break-even analysis

First-Time Buyers

Buying your first home shouldn't feel like decoding a foreign language. I walk you through every step — from pre-approval to the closing table.

  • Pre-approval letter fast turnaround
  • Illinois-specific programs
  • Credit profile review & planning

Jumbo & Non-QM

Higher-priced homes and non-traditional income situations need creative solutions. I structure loans that work where standard programs don't fit.

  • Conforming & jumbo limits
  • Self-employed & asset-based programs
  • Portfolio & hybrid products

VA Loans

You served — now let me make sure you're getting the benefit you earned. Zero-down VA loans with competitive terms for veterans and active duty.

  • No down payment required
  • No PMI on VA loans
  • Certificate of eligibility assistance

Investment Properties

Growing your real estate portfolio requires a lender who understands rental income, multi-unit properties, and the numbers that matter for investors.

  • 2-4 unit financing
  • Rental income calculation
  • Portfolio scaling strategies
How It Works

From application to closing keys

The process is simpler than you think when you have someone who explains each step before you take it.

01

Pre-Approval

We start with a conversation about your goals, budget, and timeline. I pull your numbers and get you a clear pre-approval — so your offer stands out.

02

Rate Lock & Application

Once you're ready, I secure your rate and walk you through the full application — every document, every signature, every deadline clear from the start.

03

Underwriting

Your file goes to underwriting. I stay in close contact with the team, handle any conditions quickly, and keep you informed at every checkpoint.

04

Closing Day

You review the closing disclosure, sign the paperwork, and hand over the keys. I'm there until the last signature — and available after too.

Professional mortgage lending office setting in Chicago
Guaranteed Rate
Nationwide lender, local touch
About Me

A lender who actually answers the phone

I'm Imran Abbas, a mortgage loan officer with Guaranteed Rate, and I've built my practice on one principle: your loan should feel personal, not procedural.

Based in Chicago, I work with buyers, refinancers, and investors across the metro area. I've seen how confusing the mortgage process can be — the paperwork, the acronyms, the pressure to move fast. My job is to slow things down to the right pace, explain what's actually happening, and make sure you leave closing with confidence, not questions you're afraid to ask.

When you work with me, you're not handed off to a processor and forgotten. You reach me — directly — at every stage.

NMLS #
1788597
Company
Guaranteed Rate
Service Areas

Serving Chicago and the surrounding community

I'm based in Albany Park and work with clients throughout the Chicago metropolitan area. Whether you're looking in the city or the suburbs, I know the local market and can guide you to the right neighborhood.

Chicago Neighborhoods

Albany Park Lincoln Park Logan Square Wicker Park Lakeview Hyde Park Pilsen River North South Loop More neighborhoods →

Suburbs

Evanston Oak Park Schaumburg Arlington Heights Naperville Joliet Champaign And more →
1806 W Cuyler Ave, Suites 1W 2E And 2W
Chicago, IL 60613
Get In Touch

Let's talk about your next move

Whether you have a specific question or just want to explore your options, I'm happy to chat. Reach out directly — no forms, no gatekeepers.

Call or text
(773) 945-6143
Email me
imran.abbas@rate.com
Office
1806 W Cuyler Ave, Suites 1W 2E And 2W
Chicago, IL 60613

Send a Message

I'll get back to you within one business day.

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